en:Offers and finance:Personal Finance with CUPRA GB/EN

CUPRA Personal Finance

Our personal finance options are all about convenience, so you can focus on what matters: loving your CUPRA. Learn more below.


Choose with confidence

Using finance is the most popular way to buy a new car in the U.K., allowing you to choose your perfect CUPRA without having to pay one large sum. When you buy a new CUPRA, you'll always have the option to pay in cash, but you’ll likely be offered a finance package too.

There are two main options when it comes to choosing a new CUPRA: Solutions Personal Contract Plan also known as PCP and Personal Contract Hire, known as PCH. As with any financial decision, it’s important to understand what you’re signing up for before you commit. Scroll down to find out more.

Solutions Personal Contract Plan (PCP)


What is Solutions Personal Contract Plan?

A Solutions PCP agreement typically consists of 3 parts: the deposit, monthly repayments, and an optional ‘balloon’ payment. Your deposit is completely up to you, and you can use your current car in Part Exchange if you wish.

Benefits of Solutions PCP

Solutions PCP gives you the flexibility to choose a new CUPRA more often, it could allow you to drive a higher-spec model for a similar monthly budget when compared to hire purchase. A Solutions PCP also takes away the worry about depreciation, because a pre-agreed proportion of the vehicle value is left until the end of the agreement.

At the end of the agreement.

If you want to keep your CUPRA at the end of your plan, you can. Once the plan ends, you can pay your option to purchase fee and optional final payment, then you'll take full ownership. If you want to try something new, you can trade in your current car and use any equity to get a new CUPRA. Or you can simply return the vehicle to your CUPRA Retailer. Subject to settlement of any outstanding fees and charges, such as excess mileage or damage charges.

Contract Hire


What is Contract Hire?

Contract Hire is a popular way to lease a brand new CUPRA. It's a longer-term leasing agreement, that allows you to stay in a new car without having to purchase it at the end.

What would your agreement look like?

At the start of a Personal Contract Hire agreement, you’ll pay an initial rental, generally the equivalent of 6-12 monthly rentals. Followed by fixed monthly rentals for an agreed length of time. These agreements can range from 12 months to 48 months, to suit your budget.

Compare our finance packages

Browse the table below to get the key features of our finance packages at a glance.

Solutions PCP

Contract Hire


All models

All Models

Contract term

Between 18-49 months

24, 36, 48 months

Min and max mileage per annum

5,000 to 30,000 miles per annum

5,000 to 30,000 miles per annum

Product description

An agreement where you pay a monthly sum for your car over a period of between 18 to 49 months.

A leasing agreement that allows you to drive a new vehicle without owning it.

At the end of the term agreement

Hand the car back (subject to any fees or charges), trade it in for a new model, or pay the option to purchase fee and optional final payment to take full ownership of it.

After all rentals have been paid, simply hand the car back to us within its mileage and wear and tear allowances.

Next Steps

Discover our latest offers across the CUPRA Range

Use our finance calculator to create your personal finance plan

Speak to our experts to find out more about CUPRA