Solutions Personal Contract Plan (PCP)

A Solutions PCP agreement is a flexible finance plan, giving you the option to own, return, trade in or refinance your vehicle at the end of your agreement.

a man walking by a CUPRA Tavascan with a surfboard affixed to the roof

How does it work?

Choose your initial deposit, annual mileage and contract duration to determine fixed monthly payments and an optional final payment. At the contract's end, decide whether to:

A man holding a tablet and looking at a CUPRA car whilst another CUPRA car is charging parked on the side of a wall

Exchange the car

If you want to experience a new CUPRA, you can. You simply trade in your current car and use any equity to put towards a new CUPRA.

A CUPRA Terramar parked on the side of the road overlooking the sea

Keep the car

If you love your CUPRA enough to keep it, you can pay the option to purchase fee of £10, and optional final payment to then take full ownership of the car.

A woman walking away from a silver CUPRA Terramar parked in a city

Return the car

If you don't want to update or keep the car, you can simply hand it back to us and settle any outstanding fees or charges (such as excess mileage or damage charges).

Rear view of a CUPRA Terramar parked in front of the sea with sun setting in the distance

REFINANCE THE CAR

If you would like to keep the CUPRA, without settling the optional final balloon payment, you may be able to refinance the outstanding amount.

Solutions Personal Contract Plan (PCP) Benefits

Solutions Personal Contract Plan (PCP) is designed to give you maximum flexibility at the end of your contract, here's what you can expect:

A woman plugging in her CUPRA Tavsacan to charge at her home
A man and a woman exchanging keys behind them are two CUPRA vehicles parked
A CUPRA specialist servicing a light blue Tavascan
Two people chatting whilst admiring CUPRA vehicles

Title

Lorem ipsum dolor sit amet.

A woman standing next to a parked hybrid CUPRA Leon and looking at her phone

Finance calculator

Try our finance calculator to create your personalised calculation. Choose the model you like, your deposit amount, estimated annual mileage and how long you'd like the contract for to see your finance example.

FAQs

How does Solutions PCP work?

A Solutions PCP agreement typically consists of 3 parts: the deposit, monthly repayments, and an optional final payment. Your deposit is completely up to you, and you can use your current car in Part Exchange if you wish.

Do I need to put a deposit down on a Solutions Personal Contract Plan?

Deposit amounts vary depending on the vehicle and the finance promotion at the time. Usually there is a deposit required however there may be promotions at times which do not require one. Speak to your local Retailer to see what promotions are currently available. Also remember that your current vehicle may be able to be used towards your deposit.

How long does a Solutions Personal Contract Plan last?

Typically you can select a length suitable to you. They usually can be as little as 18 months long and as long as 49 months.

Is there an annual mileage limit?

Yes, when starting on the plan you'll set your annual mileage allowance which then is worked out pro-rata as a mileage allowance for the duration of the contract. If you go over this you may be liable for an excess mileage charge, which is typically charged per mile for the mileage over the allowance.

Can I keep the CUPRA vehicle at the end of my Solutions Personal Contract Purchase?

At the end of the contract you have several options. You can hand the car back (subject to any fees or charges), trade it in for a new model, or pay the option to purchase fee and optional final payment to take full ownership of it.

Can I test drive the CUPRA vehicle first?

Yes, of course. You can request a test drive at your nearest Retailer.